If you don’t have a lot of experience in real estate, you might assume selling your Candlewood Lake, CT house in 5 days is impossible. This is untrue. To make the process as easy as possible, you need a qualified agent. This should be one who has experience in the area where you plan to sell. They will guide you through everything you need to do to ensure that your sale moves without a hitch.Getting a house sold in under a week involves more than simply getting an agent. You need to be willing to cooperate and trust in their experience. While an agent is not necessary to sell a house that fast, you’re most likely to get it done with one on your side. They will make your listing as attractive as possible. They can also connect you with potential customers faster, and moreCandlewood Lake, CT is a manmade lake on the western side of the state. It takes the prize as the largest lake in Connecticut. It is 8.4 square miles in area with a lengthy shoreline. Candlewood Lake has approximately 100 kilometers of shoreline. This equates to many plots for lakefront property.Waterfront homes are always in high demand and this is no different for Candlewood Lake. It is home to some of the most expensive real estate in the state. There are five towns which border the lake. These are Brookfield, New Fairfield, New Milford, Sherman, and Danbury.Selling a home in an area like this is like selling one anywhere else. If you know exactly what to do, this won’t be difficult to pull off. This post will tell you what you need to know about selling fast in Candlewood Lake, CT.
You might also be interested to know what an agent can do if your house is not selling. You can read more in this link: https://www.ctluxurywaterfrontrealestate.com/?s=What+to+Do+if+Your+House+Isn%E2%80%99t+Selling
How to Sell Lakefront Property in Candlewood Lake, CT in 5 Days
Selling a home in under a week feels good. It means you get to move along without stress, and with your profits intact. The longer a home stays listed, the more unattractive it becomes. After all, potential buyers may think there is a problem that prevents it from selling.
To get your property sale closed in no time, take note of the following tips:
- Get the services of a professional realtor. There’s a lot that goes into mastering real estate, and that’s why realty is a whole specialty. You can learn some of the fundamentals of closing a sale smoothly. But it’s unlikely you’ll get it done better than a realtor. Even better is when you have a realtor who knows the area and its clientele well. Marketing is much easier when the target buyers and pricing for homes in the area are well known. In general, a high-quality realtor will help you out with all the other tips that follow.
- Price the home well. Homes in Sherman, Brookfield, and other areas around the lake are quite expensive. They sell at a higher price than homes in other parts of Connecticut, on average. Pricing your home too low is a surefire way to get it sold in no time, but you lose a lot of money that could have been had. Pricing it too high will drive buyers away without them even bothering with a showing. You need to find the sweet spot for pricing to sell fast and ensure the best profit.
Want to know what to do if your house is not selling? Read here: https://www.ctluxurywaterfrontrealestate.com/?s=What+to+Do+if+Your+House+Isn%E2%80%99t+Selling%3F
- Prep the house well for showings. Interested buyers will always come to the property to see it with their own eyes. After all, pictures don’t tell the whole story. When they come, you are getting close to closing the sale, so it is important not to mess up on the last lap. Staging a lakefront home works a little differently from staging a regular home. This is another reason why a specialist realtor is important.
- Curb appeal applies even when there’s no curb. Curb appeal is important when staging any home, but it usually focuses on the side of the home facing the road. In the case of lakefront property, you need to ensure that the water-facing side of the home looks good too. Ensure that the shoreline on the property is clean and free of any debris the water throws upon it. If there’s a lawn or plants around your shoreline, ensure those are presentable as well.
- The lifestyle of a lakefront home is a major consideration. Living next to Candlewood Lake, CT is a beautiful experience. Waking up to it is amazing and many will pay a premium for that. However, many who live next to a lake will want to take advantage of what a water body brings to the table. This includes being able to boat, fish, swim, and more. Less experienced realtors may not apply this tip as much as those who have the expertise. Setting up a kayak or canoe by the lake can help your buyer imagine what they will get the opportunity to do. Set up beach chairs or a fire pit to show that all the fun isn’t only in the water. Even a boat if you can!
- Ensure that the dock is pristine and hazard-free. If we speak of boats, we need to speak of a dock. It’s likely that if your property has a dock, potential buyers will want to walk out on it to get closer to the water. If they get there and see that the dock looks unstable or dangerous, they may not want to complete the sale.
- Clean the house. This one might seem rather easy to figure out, but you’d be surprised. Ensure that the house is well-organized and clean before any showing. Serious buyers will want to see every part of the home, so don’t neglect any rooms. If you have furniture in the house, don’t be in a rush to empty it. This can help the buyers visualize it more as a place to live than just an empty space.
Choosing the Best Realtor to Sell Your Candlewood, CT Home
From the tips above, it may appear stressful to sell your own home in 5 days. The truth is that it is. This is why the best option is to get a qualified and experienced realtor to navigate the sale for you.
What you need is a realtor who has an established track record of successful sales. Then you will know that you have someone who can find buyers and close sales without a hitch.
It is even better if you can ensure that the realtor you find knows the region, and has sold many homes in the area. This shouldn’t be understated. A realtor with knowledge of the area can make all the difference. For instance, someone like Deborah Laemmerhirt, REALTOR®. Connecticut waterfront sales are her strength.
Don’t waste time in getting your home sold. No matter the season, Deborah Laemmerhirt, REALTOR®, will get your property sold fast. Don’t hesitate. Call her up at 203-994-4297 to get it done fast.To know more about Deborah, click here.
- in Forex Trading by Deborah
Relative Value Strategies: Fixed-Income Arbitrage CFA, FRM, and Actuarial Exams Study Notes
The average intertemporal correlation coefficient between carry and next month’s return across the various markets has been 6-10% (first being parametric and the second non-parametric). The average cross-sectional correlation (correlation within a month across markets) has only been 2-4%. This suggests that conventional carry has been a better indicator of changing conditions for IRS receiver across time than one for comparing conditions across countries. The statistical probability of positive correlation between conventional carry and subsequent monthly IRS return across the panel in the past has been near 100% for 1 month and 3 month average forward horizons of the return. Of 29 markets, 16 show clearly positive regression lines between carry and 3-month forward returns.
The fixed-income securities market is dominated by corporations which makes it much less volatile than the stock market. Corporations are much more rational when it comes to investments when compared to individual investors, which means there will be many less market ups and downs due to trading psychology in the fixed-income securities market. In the 3rd quarter of 2021, SIFMA estimated that the size of the fixed income security market in the U.S. was $51.8 trillion.
Still, they introduce additional complexity and potential volatility into relative value strategies, particularly during market stress. As mentioned above, fixed-income securities are highly susceptible to inflation and government-controlled interest rates. This means a good way to trade fixed income securities is by watching the news, and when they report on these events, tailor your trades based on what they report. For example, buying bonds is an example of buying fixed-income securities. In this case, you are loaning your money to a company in exchange for interest payments over a period of time.
- These investments are preferred by those who want to protect their money but are unlikely to need it soon—since you cannot cash out at will.
- This won’t affect all investors, but those who think they may want to cash out of the investment early need to be aware of this risk, as they may end up cashing out for lower than the price of the security.
- The purpose of the adjustment is to isolate the part of the carry that more plausibly reflects a term premium, an actual risk premium for taking duration risk through the receiving fixed-versus-floating.
- Convertible securities are inherently complex and often poorly understood due to various influencing factors.
- Beyond alternative investments, a range of other investment strategies may use carry trades too.
Any investment that costs more to hold than it returns in payments can result in negative carry. A negative carry investment can be a securities position (such as bonds, stocks, futures, or forex positions), real estate (such as a rental property), or even a business. Even banks can experience negative carry if the income earned from a loan is less than the bank’s cost of funds. A pure currency carry trade play is when a trader decides to sell a low-yielding currency and buy a high-yielding currency, funding position on a daily or weekly basis, ideally picking up the interest rate spread.
As noted above, this strategy commonly involves the use of leverage to earn a profit. An investor who uses positive carry normally borrows money and invests that sum in an asset with the hope that the investment will generate a higher return than the interest they have to pay on the loan. Any difference between the two (the return less the interest owed) ends up being a profit. Many credit card issuers tempt consumers with an offer of 0% interest for periods ranging from six months to as long as a year, but they require a flat 1% “transaction fee” paid up-front. With 1% as the cost of funds for a $10,000 cash advance, assume an investor invested this borrowed amount in a one-year certificate of deposit (CD) that carries an interest rate of 3%. Such a carry trade would result in a $200 ($10,000 x [3% – 1%]) or 2% profit.
The Carry Strategy to Capture Better Returns
You also need to consider that trading fixed income securities does not generate as much of a revenue stream as trading stocks may. This is because you need a lot of money to join the fixed income trading market, and you need to be knowledgeable about the inner workings of inflation and government policy in order to be successful. For example, if the pound (GBP) has a 5% interest rate and the U.S. dollar (USD) has a 2% interest rate, and you buy or go long on the GBP/USD, you are making a carry trade.
Currency Carry Trade: Definition as Trading Strategy and Example
To address these risks, managers employ various tools like interest rate derivatives, credit default swaps, short sales of the underlying stock, or purchasing put options. While borrowing to invest is the typical reason for negative carry (where the carry cost is the interest), short selling can also create a negative carry situation. One example would be in a market-neutral strategy where a short position in a security is matched against a long position in another. Fixed income investments generally provide a return in the form of fixed periodic payments. On Fidelity.com, you can buy and sell secondary market fixed income securities such as bonds, or participate in new issue fixed income offerings.
Although the interest rate does vary by bank, most of them are less than 1%, meaning you are better off giving your money to the U.S. government via a treasury bill above. You’ll need to know a little more about the types of assets you can trade first. The first formula is right while the second formula doesn’t include the pull to par effect.
I’m an individual investor
Contrary to conventional wisdom, rising rates don’t pose additional risk to carry trades. In fact, a diversified carry portfolio does better when rates are rising than when they are falling, Sheets notes. Similarly, it’s better to enter carry trades when volatility in the equity markets is high. The most popular carry trades involve buying currency pairs like the AUD/JPY and the NZD/JPY, since these have interest rate spreads that are very high. At present, in a fixed-income universe where many bonds offer negative carry, we believe having positive carry is essential for investors not to suffer significant equity erosion over time as a consequence of increased inflation. A carry trade is effectively a return that an investor generates for holding, or carrying, an asset such as a currency or commodity for a period of time.
Nervous markets can have a fast and heavy effect on currency pairs considered to be “carry pairs.” Without proper risk management, traders can be drained by a surprising and brutal turn. For this reason, use a carry trade strategy with caution because volatility in the market can have a fast and heavy effect on the currency pair you are trading. Let’s say that a Forex trader notices that the Turkish lira offers a 7% interest rate, but at the same time, the Fed lowered the interest rate to 0.0% to stimulate the U.S. economy. This trader can decide to go long on the Turkish lira (TRY) against the U.S. dollar (USD), so he sells the USD/TRY pair.
Although trading fixed income securities is generally considered low risk, they are not no-risk, as it is always possible a company could default on the bond. If the exchange rate between the USD and TRY remains the same, he would make 6.5% (7% – 0.5%) of the $100,000 in profits. Assuming the trader is lucky and the exchange rate fluctuates in his favor by 10%, his return would be 16.5% (6.5% + 10%) or $16,500 profits. However, if the exchange rate fluctuated against his position and the lira depreciated by 10%, his return would be -3.5% (6.5% – 10%) or a $3,500 loss. Of the EM returns three are based on non-deliverable IRS (INR, KRW, THB) and five based on cross-currency swaps (BRL, COP, RUB, TWD, TRY).
Given the generally small mispricing of government securities, substantial leverage is often used to amplify potential profits. Yet, this high leverage can lead to significant losses if a temporary negative price shock triggers margin calls. This risk was evident in the case of Long-Term Capital Management’s collapse following the Asian Financial Crisis in https://bigbostrade.com/ 1997 and the Russian Ruble Crisis in 1998. It’s important to note that there are more complex relative value fixed-income strategies beyond the primary yield curve and carry trades. A risk in carry trading is that foreign exchange rates may change in such a way that the investor would have to pay back more expensive currency with less valuable currency.
This means you may be stuck with a poor bond investment for the long term. Now that you know the benefits of trading fixed-income securities, it’s time to discuss some of the additional advantages they have over other types of investments as well as some of the limitations they face. best investments for 2022 For example, when the government announces that a change in interest rate is coming, you can guess whether they’re going ro raise or lower interest rates. If the government has been dovish lately, they will probably not raise rates, so you can bet on this and make your trade.
Convertible securities are inherently complex and often poorly understood due to various influencing factors. These factors include interest rates, corporate credit spreads, bond cash flows, and the value of the embedded stock option, which, in turn, is affected by dividends, stock price movements, and equity volatility. Convertible bonds are typically issued sporadically and in smaller quantities than regular debt, resulting in relatively thin trading markets. Furthermore, most convertibles lack credit ratings and have fewer covenants than straight bonds.
How Do I Sell My CT Waterfront House in 5 Days?
Selling your waterfront home in Connecticut quickly, requires an experienced agent. An agent who can help you get the best pricing, and market your house to the qualified buyers. A good agent knows the right customers, how to take the best photos, and what info buyers should know. An agent with waterfront experience is the best choice.
A waterfront home is a luxury that many people want. If you find yourself aiming to sell yours, there are many prospective buyers. But if you find you can’t sell your house quick enough, you may be doing some things wrong.
Selling a waterfront home in Connecticut can be quick and simple if you know what to do.
What Are The Best Tips for Selling a Waterfront Home?
Has your house been sitting on the market for weeks or months? The longer a house is up for sale, the less attractive it is to potential buyers. Knowing exactly what to do can make the difference.
- Get an agent: When you have a leaky sink, you call a plumber. It only makes sense to call an agent when you want to sell a house. It’s their job, so they have the proper experience to get it done quick. An agent who is a waterfront specialist will sell your house faster than any other agent. These agents also have the best idea of the sweet spot for the price. You’ll get the best balance between profit and selling quick.
- Understand potential buyers: Any agent might manage to sell a waterfront property. To get it done well, it’s best to task experts with that. Unlike other houses, a huge part of the appeal of a waterfront property is in the water. It can be a lake, a river, or an ocean. Regardless, it brings a new side to the property. Fishing, boating, and swimming become possible, and it is important to market that.
- Price the home perfect: A price that’s too high will drive away potential buyers. A price that’s too low will get the home sold fast, but you’ll leave money behind. A waterfront agent will get you the best price for your property. Your distance and view from water bodies can impact the price buyers will pay. You deserve the right price for your home.
Want to learn more about what people say about Deborah: https://www.ctluxurywaterfrontrealestate.com/testimonials/
What is the Best Time to Sell a Waterfront Home?
Direct waterfront is the major attraction. Seeing it at its best is important, and that’s in the warmer months. Spring is the time most people look for a waterfront home to buy, in preparation for summer.
Selling in spring means more buyers, but it also means more sellers. Competition is steep, so having an agent market it well for you is important.
Buyers still show up year-round, but you will meet the least in winter. They came to the house for the view of the water, without having to move through piles of snow.
What Factors Influence the Price of My Waterfront House?
Pricing your property right is important. If the price is too high, the house may sit on the market for a long time. When this happens, the house will become unattractive to buyers. This is because they’ll assume there’s a problem with the house. This can happen even if your house is perfect.
A real estate agent who specializes in waterfront properties can help gauge the best price for you. With a typical agent, you may need to get an appraiser involved to provide an estimate. Waterfront properties are worth more in most cases than homes not on the water. Many real estate agents are not experienced with the technicalities this brings.
Besides the structure’s value, water views can influence the pricing to a great extent.
- Water Views: A water view is one of the major reasons why people love waterfront property. Waking up to a beautiful water view in CT is an unbeatable experience. The extent of the view thus becomes crucial in pricing. Can you view the whole water body, with no obstructions? Are there any structures blocking part of your view? These can influence the price.
- Lake, Ocean, River: The ocean is majestic, so houses with a view of the ocean sell for more. This is when compared to rivers or lakes. The size of the river or the lake also changes the price. In most cases, the larger it is, the better.
- CT Waterfront Location: An unobstructed view of the lake is enough to increase the price of a house. If you are rather far from the lake in question though, it may not be much of an increase. The closer the property is to the lake, the higher the value.
To know more about Deborah: https://www.ctluxurywaterfrontrealestate.com/testimonials/
How Should I Market My Waterfront Home?
Marketing property built away from the shore depends on its interior. This doesn’t mean that the exterior doesn’t matter, but the inside is the primary focus. There is more of a focus on the environment around the home for waterfront property. Marketing for waterfront houses is different from regular homes.
- Staging the property: Before photos or a showing, staging the property is important. This involves prepping the exterior and interior of the house to be more attractive. You may sometimes need to place outdoor furniture to give the buyer an idea of how it can appear when they move in. Remember, the outdoors is a major selling point, so ensure it is set well.
- Professional photos and videos: You can do this yourself, but professional photos are distinct. Have a professional photographer capture your property in the best light. Photos usually should include twilight, sunset and drone photography. Interested parties will appreciate the best possible images of your waterfront house.
- Sell the water: Besides the view, water activities are a major reason to live on the waterfront. Recreational activities on the water are options most buyers explore. This can be swimming, fishing, or boating. It can even include jet-skiing, kayaking, parasailing or ice fishing.
Selling your waterfront property can be quick if you know what you’re doing. Gaining that expertise and getting the house ready for marketing can take a long time. It’s so much easier to get an expert waterfront agent like Deborah Laemmerhirt to do all that for you. You get the best price, and your house will be sold quicker than you imagine.
Put your waterfront home in the best of hands. You can rest assured when Your Home Group is handling your property. Call Deborah Laemmerhirt at 203-994-4297, and you’re sure to end up happy.
In case you cannot view this video here, please click the link below to view How Do I Sell My CT Waterfront House in 5 Days? on my YouTube channel: https://www.youtube.com/watch?v=ypubZT37XQw&feature=youtu.be
117 State Route 39, New Fairfield, CT 06812 | Home for Sale
Enjoy a maintenance-free lifestyle in this upscale home!
Your dream of owning a home with an in-law suite in New Fairfield, CT has just come true. This recently updated property features 5 bedrooms, 4 full bathrooms, and 2,890 square feet of living space.
You will love the totally separate in-law with its own living area, dining area, kitchen, bedroom, and personal deck.
The main home in New Fairfield CT boasts of an open floor plan and hardwood floor all throughout. The kitchens of both the main home and the in-law suite feature new Kraftmaid cabinets with self-closing doors and drawers. There are also new whirlpool stainless steel appliances and new granite countertops.
Other amenities include all new arched solid doors with brushed nickel levers and new central heating and air conditioning. There is all new lighting, new ceiling fans, and a new Thermopride front door. Outside, there’s new vinyl siding, new IKO roofing, and new seamless gutters. Plus, there are two new insulated garage doors and smart controllers.
Nothing compares to the peace, privacy, and beauty surrounding this lovely property. Make it yours for $629,000.
Call me, Deborah Laemmerhirt, at 203-994-4297 to schedule your showing today.
| OverviewMapsPhotosFeatures |
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| Deborah Laemmerhirt – REALTOR®
Keller Williams Realty(203) 994-4297[email protected]http://www.HomesInConnecticutForSale.com
Listed by: Keller Williams Realty |
Nearby properties for sale |
In case you cannot view this video here, please click the link below to view 117 State Route 39, New Fairfield, CT 06812 | Home for Sale on my YouTube channel: https://www.youtube.com/watch?v=AokE_xYh3QY&feature=youtu.be
117 State Route 39, New Fairfield, CT 06812 | Home for Sale
A recently renovated upscale home is waiting for you!
Stunning upgrades and top-notch modern conveniences await you in this home with an in-law suite in New Fairfield, CT. This property features 5 bedrooms, 4 full bathrooms, and 2,890 square feet of living space.
You’ll love everything in this home. Be impressed with its professional landscaping and open floor plan. If you’ve been looking for a place where you can enjoy a maintenance-free lifestyle, this home is the one for you.
This home in New Fairfield is designed to accommodate today’s many lifestyles. New Fairfield is one of five towns that surround Candlewood Lake. This little quaint town offers lots of outdoor opportunities. There are many parks, lakes, ponds, and beaches.
This New Fairfield home is located near the New Fairfield Town Center. It’s close to Candlewood Lake and great restaurants. It’s also easy to commute down the County, Westchester, or Manhattan.
Living here lets you escape all the noise and traffic. You will enjoy the peace, privacy, and beauty surrounding this lovely property.
Enjoy the timeless appeal of the open floor plan of this home.
Feel right at home as soon as you step inside the bright and inviting great room of the main home. Neutral toned walls and open cathedral ceilings welcome you in this generously-sized property.
The great room features a gas fireplace which enhances the feel of the room. The open flow of this great room is ideal for the modern lifestyle and is perfect for entertaining.
The great room opens to the beautifully appointed kitchen with a breakfast bar and dining area.
The kitchen features new Kraftmaid cabinets with self-closing doors and drawers. There are also new whirlpool stainless steel appliances and new granite countertops.
There’s a wonderful deck off the dining area, extending the living space outside and onto the lawn area.
Whether you’re serving up a casual dinner for your family or planning a big bash, this deck is the perfect outdoor entertaining area.
On the same level of the main home, you’ll find a large master suite with a walk-in closet and a small den. This room sets the perfect ambiance for rest and sleep.
There is a beautifully tiled full bath with a soaking tub. Just imagine how good it is to end the day with a warm bath to relax your body.
Head on upstairs for more features of this home.
This home’s upper level boasts of another master bedroom. It features a cathedral ceiling, wood beams, and a walk-in closet. The suite is complemented by a splendidly tiled full bath.
There are also two additional bedrooms with a stunning tiled hall bathroom with a tub and a shower. The upper level has a balcony overlooking the living room area.
Bring your family closer together with this in-law suite!
The separate in-law apartment is located on the entry-level. It continues the open floor plan concept. It features a spacious living room and dining room, both open to the fully equipped kitchen.
The all new kitchen features new Kraftmaid cabinets and Whirlpool stainless steel appliances. There are new granite countertops. There’s a new slider that opens to a personal deck.
The bedroom of the in-law apartment features new carpet flooring and a walk-in closet. There is a new full bath with a tile shower, new vanity, and new toilet to complete the space.
A meticulously planned next-gen home
The entire house has large thermal pane windows allowing natural light to flow in. This New Fairfield CT home also features all new arched solid doors with brushed nickel levers. You’ll love the new natural hardwood flooring throughout.
For your comfort and convenience, there is a new central heating and air conditioning. There is all new lighting, new ceiling fans, and a new Thermopride front door. Outside, there’s new vinyl siding, new IKO roofing, and new seamless gutters. Plus, there are two new insulated garage doors and smart controllers.
And, if these are not enough, a new asphalt driveway has been installed to complete this impressive house.
Homes like this don’t stay long on the market. Make it yours for $629,000.
Call me, Deborah Laemmerhirt, at 203-994-4297 to schedule your showing today.
In case you cannot view this video here, please click the link below to view 117 State Route 39, New Fairfield, CT 06812 | Home for Sale on my YouTube channel: https://www.youtube.com/watch?v=AokE_xYh3QY&feature=youtu.be
Living on a waterfront property has a lot of benefits. Most people love the water, enjoy the views and want to own a home with direct waterfront, or close by. Maybe you’re wondering about the benefits of waterfront living in Connecticut or New York and if it is for you.
Living in a waterfront home has the following benefits:
1. Improved health
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Fresh air.
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Strengthen your immune system.
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Better sleep and relaxation.
2. Amazing views
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Recreational potential
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Privacy and serenity
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Source of inspiration
3. Great financial investment
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Rental investment option
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Excellent resale value
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Strong potential for appreciation
This article will share in detail the benefits of waterfront living.
1. Improved health.
Improved health is probably the best benefit of waterfront living. The natural beauty of the outdoors is usually better for the body than staying indoors for a long time. Lakes, oceans, and rivers can all offer these health benefits. It’s no surprise people are flooding coastline towns like Greenwich CT to own waterfront houses. Below are some of the few ways how these bodies of water improve the home owner’s health:
- Fresh air. The closer you are to water, the more air quality tends to improve. The very nature of the waterfront environment already has a positive effect on you. The breeze coming from these water bodies helps your body absorb oxygen. They also relieve you of anxiety and regulate your mood. Fresh air proves beneficial not only to your physical but also for your mental health. When we say, we want to “unwind,” we usually seek nature’s beauty to ease our minds off of things that stress us. By living in a waterfront home, you bring these benefits right at your doorstep.
- Better sleep and relaxation. A relaxed mind and body brought on by the fresh air you breathe, results in better sleep at night. I don’t think anyone would disagree that water’s sound is helpful for a good night’s rest. In many ways, seeing or living near water helps clear the mind of unpleasant thoughts. You rarely hear waterfront homeowners complain about noise or unwelcomed urban disturbances. If there are such things, they have the sound of the waves tend to drown out those noises.
Want to learn more about what people say about Deborah: https://www.ctluxurywaterfrontrealestate.com/testimonials/
- Strengthen your immune system. Since you are now free of stress, your immune system will follow suit. Stress is one of the most significant health issues of the working population. And reducing your daily dose of it is a direct path to a healthier lifestyle. Living in waterfront homes also promotes exercise and interest in a healthy diet. Communities in lake or oceanfront settings are home to local food markets. A lot of the ingredients you can buy are grown and picked right in the area. These markets encourage cooking healthier dishes at home. They also have many dining spots that offer far healthier food options than those in the metro.And who doesn’t love jogging with fresh air soothing your lungs? The natural beauty around you will undoubtedly make you want to get up in the morning and do your daily runs.
You might also be interested in reading this article regarding top amenities for a luxury waterfront real estate. Click Here.
2. Amazing views
Whether you’re living in a simple family home overlooking the ocean or staring at a calm and peaceful lake, chances are your property comes with a view. These beautiful views are some of the reasons why more people want to live near the water. Who wants to stare at an old building across the street when you can be amazed by beautiful sunsets every day? There are other benefits that waterfront homeowners experience just by living right next to these amazing views. Here are some of them:
- Recreational potential. Many people think that the quietness waterfront homes offer equates to boredom. This is not true. The homes on Candlewood Lake, Connecticut are just some of the waterfront homes that prove otherwise. Purchasing a waterfront home gives you both serenity and adventure. A house on the beach will allow you to do yoga on the shores, play beach volleyball, swim or go boating. Waterfront property on rivers offers opportunities for sailing and for kayaking too. There is an endless list of recreational activities you can do. Whether you like peaceful activities or you are into extreme water sports, you will find at least one recreational activity that you enjoy.
- Privacy and serenity. If you are looking for privacy, a waterfront home is a right choice for you. Many times, waterfront properties are in areas that are less dense and populated then cities. One good example is the waterfront houses in Connecticut. Most, if not all, of the States’ waterfront houses, allow a distance between properties or privacy provided by hedges or fences. You get to spend more private time with your loved ones without thinking about your neighbors. Plus, you”ll admire the beauty of the beach and take a stroll anytime with your beloved.
- Source of inspiration. People on the creative side are usually looking for the natural and serene setting that waterfront houses offer. It’s not unusual for waterfront house renters to be artistically inclined. From painters to photographers, waterfronts provide an excellent source of creative inspiration. Many recognized artworks were created while the artist is basking in the beauty of nature.
3. Great financial investment
Many people buy homes not only because they want to live there but because of its monetary benefits. In investing, some properties just make good sense. Waterfront houses are one of those. Here are 3 top reasons why a waterfront property is a smart financial investment:
- Rental investment option. If you are purchasing a waterfront house as a second home, you can take advantage of its rental potential. Some waterfront homeowners on lakes in Connecticut do this for at least part of the year. Waterfront home rentals are in demand because they are more private than hotels and inns. You can take advantage of this, especially if your waterfront home is less than a mile away from a tourist spot or restaurant.
- Excellent resale value. Living in waterfront houses not only provides benefits for the homeowner’s well-being. It’s a business opportunity too. The resale amount of waterfront homes prove to remain high over the years. This is regardless of environment or economic changes. As a result, they tend to keep their value even when other homes in the area significantly decline in value. After enjoying your waterfront home’s benefits for years, you can profit out of it. Because of its excellent resale value, owners of waterfront properties find it easy to resell their waterfront homes.
- Strong potential for appreciation. You may think that reselling your house may be lower than the amount you bought it. This is not the case for waterfront homes. The value of waterfront houses is always in an upward trend. Living in waterfront houses is a stable form of investment as well.
Being able to sip your coffee each morning while enjoying nature is priceless. Being able to enjoy dinner at home over world-class sunsets is undeniably impressive.
The benefits of owning a waterfront home are indeed enticing. If you are looking for that picturesque waterfront home, I am here to help. Let’s set up your search criteria and see which waterfront home best suits you. Call or text me, Deborah Laemmerhirt, at 203-994-4297.
In case you cannot view this video here, please click the link below to view What are the Benefits of Living in a CT Waterfront Home? in my YouTube channel: https://www.youtube.com/watch?v=l_plgYmhd_Y&feature=youtu.be
- in Bookkeeping by Deborah
Accounting and Finance
It’s an excellent foundation on which you can build your career in accountancy, investment banking or financial analysis. Our single source approach empowers you to receive services in tax preparation and accounting, legal advice, business development, debt collection, wealth management, and technology solutions all from one place. This will provide confidentiality and security to you and your business by eliminating the need to share your vital information with more than one company!
Walz Group, CPA Lancaster, Pa is a cohesive team of financial professionals and business experts serving a wide array of businesses and organizations in Lancaster, Lititz, and the South-Central Pennsylvania area. We are passionately focused on helping to meet the financial and organizational goals of our clients. You will learn from leading academic researchers and expert practitioners in finance, investing, accounting and mathematics. The degree provides the perfect blend of theory and practice, taking you to the heart of key questions around the nature of business performance, price/earnings ratios, accountancy and mathematics skills, investment strategies and case studies.
Accounting
What began as a one-man accounting firm with Paul S. Bertz Sr. has grown into a team of 30 professionals who are committed to providing our clients with the close, personal attention they deserve. We value every client relationship and believe that our success is a direct result of your success. Throughout, you learn from academics whose global perspectives inform government and regulators, and from practitioners with experience of running businesses and working in accounting and management. All second-year students study auditing, financial accounting, finance, management accounting and statistical analysis. Other options include law and subjects from at least two other Management School departments, for example, Management Science, Marketing, or Economics.
- During this programme, if you meet minimum performance criteria during your first term, you will have the chance to train for and sit the Chartered Financial Analyst (CFA) Level 1 professional exam during the programme.
- Since 2000, I’ve offered clients the tools, resources and guidance necessary for all their accounting needs.
- The ICAS Foundation will consider making an additional award to those who are eligible for the Lancaster £1,000 Bursary.
- The programme balances theory with applied learning, using practical working examples to enhance skills and understanding.
- These Master’s programmes include a special CFA dissertation stream aimed at suitably qualified students wishing to sit the August CFA Level I exam and gain this prestigious qualification.
Lancaster University offers a range of programmes, some of which follow a structured study programme, and some which offer the chance for you to devise a more flexible programme to complement your main specialism. These accreditations provide graduates with exemptions from many core professional examinations, depending on your module choices, and mean, on graduation, you will be further along the route to qualifying as an accountant than many of your contemporaries. Our Monthly Retainer Service is designed with affordability in mind, ensuring that you can access the vital accounting, payroll, https://www.bookstime.com/ and practice consulting services you require without breaking the bank. With this plan, you’ll benefit from regular visits by one of our seasoned consultants, either on a monthly or quarterly basis. With over ten years experience in public accounting, Lancaster Accounting and Tax Services’ Founder, Angela Dussault, CPA strives to build long term relationships with each one of her clients. Accounting | Tax | Audit | Advisors | Consultants | CPAs – McKonly & Asbury is a Certified Public Accounting Firm serving companies across Central Pennsylvania including Camp Hill, Lancaster, and Bloomsburg.
Accounting and tax services
The Smoker & Company difference is that our highly trained professionals can collaborate and deliver the best solutions for all of your personal finance and business needs. All our Accounting and Finance degrees prepare you for a wide variety of careers in business, with many of our graduates working with professional firms and financial institutions, as well as large commercial and local government organisations. At the end of your time with us, you will be equipped to work in the fields of finance and accounting, and be ready to progress your studies with further, required professional examinations. Our graduates have gone on to work for Big Four accounting firms, international consulting firms, blue-chip corporations, and global banks and hedge funds. You will learn from leading academic researchers and expert practitioners in finance, investing and accounting.
You will then choose from either empirical asset pricing, accounting, CFA level 1, or corporate finance. You will attend lectures and workshops designed to introduce you to the key literature and research methods on which your dissertation topic is based. You will study investor decision-making, reporting and market analysis, acquire the skills to build a strong investment portfolio and calculate financial risk. We welcome applications from students with a range of alternative UK and international qualifications, including combinations of qualifications. Further guidance on admission to the University, including other qualifications that we accept, frequently asked questions and information on applying, can be found on our general admissions web pages.
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Our students leave prepared to take on challenging roles in Big-Four accounting firms, investment banks and beyond. On this website, you will find information about The Shepps Group, LLC, including our list of services. We have also provided you with online resources to assist in the tax process and financial decision-making. These tools include downloadable tax forms and publications, financial calculators, news and links to other useful sites. Whether you are an individual or business in or around Lancaster, The Shepps Group, LLC has years of valuable experience assisting professionals with their accounting needs.
Lancaster Management School has an award-winning careers team to provide a dedicated careers and placement service offering a range of innovative services for management school students. Our high reputation means we attract a wide range of leading global employers to campus, offering you the opportunity to interact with graduate recruiters from day one of your degree. Lancaster University Management School has an award-winning careers team to provide a dedicated careers and placement service offering a range of innovative services for management school students. Our high reputation means we attract a wide range of leading global employers to campus offering you the opportunity to interact with graduate recruiters from day one of your degree.
Accounting and Finance
Walz has become a trusted resource and valuable partner by helping the Decades team navigate a variety of financial opportunities, including COVID-relief programs for small businesses. Lancaster University is dedicated Bookkeeping Services in Lancaster to ensuring you not only gain a highly reputable degree, but you also graduate with relevant life and work-based skills. Some have set up their own companies, and others have gone on to academic careers.
- in Sober living by Deborah
Alcoholic cardiomyopathy: Treatments, outlook, and more
To make a diagnosis, your doctor will perform a physical examination and ask you about your medical history. Alcoholic cardiomyopathy is best managed with an interprofessional approach with the involvement of primary care physician and cardiology. Myocardial depression secondary to alcohol is initially reversible however prolonged sustained alcohol use leads to irreversible dysfunction.
The VBG results presented in the initial workup part were consistent with metabolic acidosis and respiratory alkalosis. The metabolic acidosis part could be explained by the elevated lactate alcoholic cardiomyopathy level which most likely resulted from liver failure leading to impaired metabolism of lactate. Expectedly, the body will compensate by exhaling out CO2 (respiratory alkalosis).
6. The Effect of Low-dose Ethanol on ACM
Heart myocytes are relatively resistant to the toxic effect of ethanol, developing a functional and structural compensatory mechanism able to minimize or repair the ethanol-induced myocyte damage [20,31,39]. Structurally, hypertrophy of myocytes is seen in the early stages to avoid contractile depression [52,107,125]. Myocytolysis progressively develops, disturbing the sarcomere contractile system. The heart output is progressively lower in a dose-dependent relationship with the lifetime accumulated total dose of alcohol consumed [38]. Several growth factors and cardiomyokines exert an autocrine or paracrine effect that tries to compensate for this heart damage [119,133].
This usually involves limiting your sodium (salt) and cholesterol intake and ensuring you are getting a diet that provides all essential nutrients. That’s because vitamin and mineral deficiencies are more common in individuals who are chronic heavy drinkers. In many — if not most — cases, abstaining from alcohol can be enough to help people recover from alcohol-induced cardiomyopathy.
Alcoholic cardiomyopathy and cirrhosis
Acetaldehyde is a potent oxidant and, as such, increases oxidative stress, leading to the formation of oxygen radicals, with subsequent endothelial and tissue dysfunction. Mitochondria play an essential role in cellular metabolism, and disruption of their function can have profound effects on the entire cell. The myocyte mitochondria in the hearts of persons exposed to alcohol are clearly abnormal in structure, and many believe that this may be an important factor in the development of AC. The outlook for people with alcoholic cardiomyopathy varies depending on how long alcohol was abused and how much alcohol was consumed during that time. In cases where the damage to the heart is severe, the chances of complete recovery are low. Once the damage is considered irreversible, it’s difficult for the heart and rest of the body to recover.
Other findings may include cool extremities with decreased pulses and generalized cachexia, muscle atrophy, and weakness due to chronic heart failure and/or the direct effect of chronic alcohol consumption. Alcoholic cardiomyopathy is most common in men between the ages of 35 and 50, but the condition can affect women as well. People with alcoholic cardiomyopathy often have a history of heavy, long-term drinking, usually between five and 15 years. Cardiac remodeling is a global process that myocardium establishes as a result of different aggressions [31,132].
- in Uncategorized by Deborah
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53 Tophet Rd Roxbury CT 06783 | Country Home for Sale
Enjoy ultimate peace, space, and serenity in this impeccable country estate in Roxbury
Imagine a spacious country estate surrounded by 9.57 acres of gorgeous natural surroundings offering a peaceful living experience. All that and more are waiting for you in this stunning Roxbury estate for sale.
Located on a quiet country road about 85 miles from Manhattan and just a little over a half-hour away from Danbury, this gorgeous property is tucked into the Roxbury Land Trust on two sides, ensuring the best of privacy and retreat. It features 4 bedrooms (including 2 in-law suites), 7 bathrooms, 3 fireplaces, a walk-up attic, and 7,451 square feet of living space.
The manor looks out over nine level park-like manicured acres with mature landscaping, colorful and fragrant perennial flowers and plantings. You’ll love the picturesque patios, decks and stone walkways, and curved stone staircase.
The heated outdoor pool and small pond add charm and elegance to the already prestigious setting.
Recent high-end expansion and upgrades provide easy living as an exclusive home for a weekend and Summer retreat or a grand primary residence!
An amenity-packed country manor in Roxbury
Easy living is yours to enjoy in this beautifully-renovated manor in Roxbury CT.
Feel right at home as soon as you step onto the light-filled foyer. Fall in love with the hints of New England, generous-sized sitting areas, and upscale finishes.
Central to the house is an impressive dining room, providing a great space for a grand banquet, perfect for entertaining. A fireplace is set on one side, ready to offer warmth whenever you need it.
Large windows let light stream into this elegant dining space that can comfortably fit a ten-person dining set.
Adjacent to the formal dining room is a well-equipped kitchen outfitted with custom cabinetry, stone countertop, modern appliances, and a large island with a double sink. With ample counters available, you are ready to prepare for a party or have one catered.
The kitchen opens to a large breakfast nook with amazing view of the backyard. Sliding doors on this spot open into a side foyer.
Relax and entertain in the brilliant great room that offers stunning views of the park-like surroundings, thanks to the three walls of glass. On great-weather days, open the doors to create a seamless indoor to outdoor living.
Enjoy ultimate convenience and rest in the spacious master suite on the main level. Thanks to the ensuite master bathroom with his and her sinks and a large walk-in shower, you have all the privacy you need. This suite is the perfect place to relax and recharge for the next day.
Adjacent to the master bathroom is a large walk-in closet and a space for an office.
The second master suite can be accessed through the main stairway up off the back foyer. It also features a walk-in closet, a sitting room, and possibly another bedroom.
Off the kitchen, you’ll find a comfortable office with two walls of windows and a fireplace. This well-lighted library is a great spot for relaxing with a good book.
Up the stairs off the kitchen, you’ll also find a one-bedroom abode that boasts of a huge deck overlook. It’s the perfect private spot when you want to relax and unwind or use as another guest bedroom.
On the lower level is a large room that you can convert into a home gym or a theater room. There’s also a lengthy gunite lap pool with a full bath, automatic cover to retain heat, and a slider leading to one of the gardens.
This Roxbury manor’s outdoor features are just as stunning as the interior. It offers an expansive backyard and a lovely outdoor pool, perfect to take the heat off in the summer. Want to swim but the weather is a little cooler? No need to worry! It’s a heated pool so you’ll be warm when you get in the water.
Here’s your chance to live in a historically-rich community!
Don’t miss this chance to live in Roxbury, one of the best towns in Litchfield County. This historically-rich community is proud of its beautiful nature, parks, and highly rated schools.
From this estate, Route 317 is less than a mile away, giving you easy access to the freeways when you want to go to Southbury, Woodbury, New Milford, Waterbury, Danbury, and other surrounding cities.
This estate offers all the benefits of living in the country— peace, privacy, space, fresh air, great schools, close-knit community, and proximity to parks and nature while placing you just minutes away from the conveniences of living in the city.
Call now!
Don’t miss this chance to own this amazing estate for sale in Roxbury CT! Call me, Deborah Laemmerhirt, REALTOR®, at 203-994-4297 for a showing of this home.
Click here for a 3D tour: https://my.matterport.com/show/?m=YE7g5efgnTU&mls=1