You might be considering buying a home as an investment or to live in for the rest of your life. Whatever your purpose, it is important that you know it will last. It can be a challenge to see the warning signs when buying a house in Connecticut or New York.

Here are nine warning signs to look for when buying a house in Connecticut:

1. 1Cracks and Other Failures in the  Structure’s Foundation
2. 2Uneven or Bouncy Floors
3. 3Missing Work Permits
4. 4Foggy, Inoperable, and Old Windows
5. 5Water Damage Concealed by Paint
6. 6Mold, Sogginess, and Water Stains
7. 7Property Positioning
8. 8Damaged Roof
9. 9Dysfunctional HVAC System

Read on to find out more about these warning signs and learn how to avoid them.  After you’ve read this, you’ll also know which home to buy that won’t give you financial headaches in the future.

1. Cracks and Other Failures on Structure’s Foundation

As you go through a potential home, you may catch a glimpse of foundation cracks and failures. You may find a bowed foundation in the basement. Or you may also notice a drooping load-bearing wall.

If you find these failures and particular types of cracks in the structure’s foundation, think twice. You may not perceive them as harmful because of how sturdy they currently appear. But in the long run, these failures can bring you future concerns. Beyond your building inspector, occasionally, you will need to hire a structural engineer to evaluate the findings.

Now, if you didn’t find any signs of foundation cracks and failure, it doesn’t mean the house is in the clear. You may want to determine if the lawn slopes toward the house. This downward slope could cause damage from the build-up of water running down to the foundation.  This issue should be corrected with the installation of a curtain drain.

2. Uneven or Bouncy Floors

You may find it silly, but bring a marble with you when you’re house hunting.  Perform a marble roll to test whether the floors of the house are bumpy or uneven. This is commonly found and acceptable with antique homes. Still, it will help if you have a structural engineer check it out.  

If you notice many areas in the house with uneven floors, you might need to discuss with your home inspector and possibly a structural engineer.  

3. Missing Work Permits

When buying a house in Brookfield or a town in Connecticut, New York, or anywhere else, ask to see permits. Do so, especially if you see home additions, recent large renovation projects, inground pools or above-ground pools with decks. In particular, you should request that there are permits and that these permits are closed with a Certificate of Occupancy where applicable. It will help you if you seek advice from your home inspector to scrutinize what needs observation. Continue your due diligence by visiting the town hall and finding documents associated with work done.

Many home upgrades don’t need a permit. A few examples are new windows or new toilets. Fortunately, it is easy to tell if workers appropriately installed things like those.

4. Foggy, Inoperable, and Old Windows 

It is crucial to examine windows when you’re looking at homes. Don’t think of them as just an aesthetic feature, as these are assets to any house. If you are not keen on the windows, you may end up facing problems in the future.

Ensure the windows of the house you’re interested in are functioning and not too old. Typically your building inspector will evaluate the windows for irregularities. Check if there is any rust or water damage, and replace them as necessary. Do the replacement because they may cost you more if you neglect them.

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5. Water Damage Concealed by Paint

When someone paints over water damage, they trap the moisture that causes mold build-up. If you notice extensive water-damaged areas in the house, consider buying another home. It’s unhealthy to breathe in the mold that developed due to improper concealment. 

Most of the time, you may find mold at the base of the toilets and tubs. You may not notice them at once, though, so you need to check all corners of the house. Make sure you take care of these concerns, as you’ll likely have to pay for a contractor to do the repairs in the future.

6. Mold, Sogginess, and Water Stains

Before you consider buying any house, you need to search for water damage. You may spot damage while you examine the ceilings, walls, and watermarks. It is easy to know if there’s damage in any area when walls feel soft to the touch or less solid than other walls.  Often you will see a water spot on the ceiling that is dry and old.  Typically the seller has repaired the defect and did not address the stain.  Have your agent ask the seller what occurred and how it was addressed.  

Water damage in a house may affect the structure of your home if not repaired promptly. Water damage may also cause mold infestation, which can be dangerous to your health.

7. Property Positioning that is Prone to Inclement Weather Hazards

Due to its cold winters, you may feel wary of buying a house in New Milford, CT (or any place in the northeast). It is also daunting to consider a  home near Lake Waramaug or Lake Lillinonah due to the threat of flooding and the extra expense of any required flood insurance. Also, be cautious with homes on or near the Long Island Sound due to some of the intense storms.

So, before you buy a house in any of the towns in Connecticut, New York, or any state, be careful of the property positioning. Make sure to study any flood zones to check the possibility of getting hit. More so, it will help if you are aware of any inclement weather hazards.

8. Damaged Roof

While you might be fond of looking at the attractive exterior of any structure, you may neglect to check on the roof. Checking the condition of the roof is something you should always do. Otherwise, you won’t know if the house’s roof is aging or damaged.

When you encounter a house with a damaged but mendable roof, consider getting it fixed. It is crucial to maintain it because it is a defense against any weather hazards.

You may find getting your roof repaired an unnecessary cost. However, it will help you save more money than when you consider fixing it in the future.  

Newer architectural shingle roofs have either a 30- or 50-year warranty if you keep it properly maintained, including not allowing leaf or tree debris to remain on the shingles.  It is safe to say that replacing a roof is a great investment if there appears to be roof damage, even if it is not leaking.

9. Dysfunctional HVAC System

Buy homes with heating, ventilation, and air conditioning systems that function well. If you find these systems are functional yet older, start planning for replacements when the time comes.  The new systems are more energy-efficient.  

You may also want to consider asking for a warranty from your realtor. By doing so, it can cover any appliance that fails or needs repair.

The Bottom Line

After learning the warning signs before buying a house in Connecticut, you are now ready to buy one. It would be best to consider CT waterfront homes for sale as your best option.

At CT Waterfront Real Estate, you will never face any warning signs that make you feel worried. You pay for a worthy cost and will enjoy a safe place to stay for years.

To help you find the perfect house, contact a capable real estate agent. If you want to meet the best area realtor, call Deborah Laemmerhirt, Real Estate Consultant, at 203-994-4297.

In case you cannot view this video here, kindly click this link: https://youtu.be/mxuvukTYTpc and watch the video on my YouTube channel.

Living on a waterfront property has a lot of benefits. Most people love the water, enjoy the views and want to own a home with direct waterfront, or close by. Maybe you’re wondering about the benefits of waterfront living in Connecticut or New York and if it is for you.

Living in a waterfront home has the following benefits:

1. Improved health

• Fresh air.

• Strengthen your immune system.

• Better sleep and relaxation.

2. Amazing views

• Recreational potential

• Privacy and serenity

• Source of inspiration

3. Great financial investment

• Rental investment option

• Excellent resale value

• Strong potential for appreciation

This article will share in detail the benefits of waterfront living.

1. Improved health.

Improved health is probably the best benefit of waterfront living. The natural beauty of the outdoors is usually better for the body than staying indoors for a long time. Lakes, oceans, and rivers can all offer these health benefits. It’s no surprise people are flooding coastline towns like Greenwich CT to own waterfront houses. Below are some of the few ways how these bodies of water improve the home owner’s health:

• Fresh air. The closer you are to water, the more air quality tends to improve. The very nature of the waterfront environment already has a positive effect on you. The breeze coming from these water bodies helps your body absorb oxygen. They also relieve you of anxiety and regulate your mood.  Fresh air proves beneficial not only to your physical but also for your mental health. When we say, we want to “unwind,” we usually seek nature’s beauty to ease our minds off of things that stress us. By living in a waterfront home, you bring these benefits right at your doorstep.

• Better sleep and relaxation. A relaxed mind and body brought on by the fresh air you breathe, results in better sleep at night. I don’t think anyone would disagree that water’s sound is helpful for a good night’s rest. In many ways, seeing or living near water helps clear the mind of unpleasant thoughts. You rarely hear waterfront homeowners complain about noise or unwelcomed urban disturbances. If there are such things, they have the sound of the waves tend to drown out those noises.

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• Strengthen your immune system. Since you are now free of stress, your immune system will follow suit. Stress is one of the most significant health issues of the working population. And reducing your daily dose of it is a direct path to a healthier lifestyle. Living in waterfront homes also promotes exercise and interest in a healthy diet. Communities in lake or oceanfront settings are home to local food markets. A lot of the ingredients you can buy are grown and picked right in the area. These markets encourage cooking healthier dishes at home. They also have many dining spots that offer far healthier food options than those in the metro.And who doesn’t love jogging with fresh air soothing your lungs? The natural beauty around you will undoubtedly make you want to get up in the morning and do your daily runs.

You might also be interested in reading this article regarding top amenities for a luxury waterfront real estate. Click Here.

2. Amazing views

Whether you’re living in a simple family home overlooking the ocean or staring at a calm and peaceful lake, chances are your property comes with a view. These beautiful views are some of the reasons why more people want to live near the water. Who wants to stare at an old building across the street when you can be amazed by beautiful sunsets every day? There are other benefits that waterfront homeowners experience just by living right next to these amazing views. Here are some of them:

• Recreational potential. Many people think that the quietness waterfront homes offer equates to boredom. This is not true. The homes on Candlewood Lake, Connecticut are just some of the waterfront homes that prove otherwise. Purchasing a waterfront home gives you both serenity and adventure. A house on the beach will allow you to do yoga on the shores, play beach volleyball, swim or go boating. Waterfront property on rivers offers opportunities for sailing and for kayaking too. There is an endless list of recreational activities you can do. Whether you like peaceful activities or you are into extreme water sports, you will find at least one recreational activity that you enjoy.

• Privacy and serenity. If you are looking for privacy, a waterfront home is a right choice for you. Many times, waterfront properties are in areas that are less dense and populated then cities. One good example is the waterfront houses in Connecticut. Most, if not all, of the States’ waterfront houses, allow a distance between properties or privacy provided by hedges or fences. You get to spend more private time with your loved ones without thinking about your neighbors. Plus, you”ll admire the beauty of the beach and take a stroll anytime with your beloved.

• Source of inspiration. People on the creative side are usually looking for the natural and serene setting that waterfront houses offer. It’s not unusual for waterfront house renters to be artistically inclined. From painters to photographers, waterfronts provide an excellent source of creative inspiration. Many recognized artworks were created while the artist is basking in the beauty of nature. 

3. Great financial investment 

Many people buy homes not only because they want to live there but because of its monetary benefits. In investing, some properties just make good sense.  Waterfront houses are one of those. Here are 3 top reasons why a waterfront property is a smart financial investment:

• Rental investment option. If you are purchasing a waterfront house as a second home, you can take advantage of its rental potential. Some waterfront homeowners on lakes in Connecticut do this for at least part of the year. Waterfront home rentals are in demand because they are more private than hotels and inns. You can take advantage of this, especially if your waterfront home is less than a mile away from a tourist spot or restaurant.  

• Excellent resale value. Living in waterfront houses not only provides benefits for the homeowner’s well-being. It’s a business opportunity too. The resale amount of waterfront homes prove to remain high over the years. This is regardless of environment or economic changes. As a result, they tend to keep their value even when other homes in the area significantly decline in value. After enjoying your waterfront home’s benefits for years, you can profit out of it. Because of its excellent resale value, owners of waterfront properties find it easy to resell their waterfront homes.

• Strong potential for appreciation. You may think that reselling your house may be lower than the amount you bought it. This is not the case for waterfront homes. The value of waterfront houses is always in an upward trend. Living in waterfront houses is a stable form of investment as well.

Being able to sip your coffee each morning while enjoying nature is priceless. Being able to enjoy dinner at home over world-class sunsets is undeniably impressive.

The benefits of owning a waterfront home are indeed enticing. If you are looking for that picturesque waterfront home, I am here to help. Let’s set up your search criteria and see which waterfront home best suits you. Call or text me, Deborah Laemmerhirt, at 203-994-4297.

In case you cannot view this video here, please click the link below to view What are the Benefits of Living in a CT Waterfront Home? in my YouTube channel: https://www.youtube.com/watch?v=l_plgYmhd_Y&feature=youtu.be

Knowing your CT waterfront home’s worth

As a homeowner, you’re probably wondering how much your lakefront property is worth. After all, you’re still paying your monthly mortgage, and on top of that, the yearly property tax amount is quite hefty.

While you don’t have a precise amount of what your CT waterfront home could be worth, you know that a waterfront home is more expensive than a non-waterfront property. The view alone already adds a substantial amount to the property’s worth. As a premium property, you expect your home to have increased its value over the years you’ve owned it.

What is your home’s value?

While there are many ways to estimate your CT waterfront home value, the easiest way to know is by knowing how much a seller is willing to pay for it.

That may be well and good if you are selling your Connecticut lakefront property, but what if you want to know because you’re considering a home upgrade? Or if it’s a vacation home and you want to know because you want to use the home equity for a business loan?

Valuating a lakefront property is quite different from valuating a non-waterfront home. Many CT river homes for sale are already considered luxury properties, so it can be daunting to price. There are also many things to consider when valuating a home so you can get the pricing right.

Setting the right price can be tricky. Price it too high and it can sit on the market for a long time. Price it too low and you leave money on the table.

To know the value of your waterfront home in Connecticut, you need the help of a local fulltime real estate professional who specializes in waterfront properties, like me, Deborah Laemmerhirt. As a long time resident of Connecticut, I am familiar with the local estate market of each county, and have made it my mission to get to know everything there is about selling and buying waterfront properties.

Please visit https://CTLuxuryWaterfrontRealEstate.com/about/ to get to know me better.

Factors to consider in a home valuation

The CMA (Comparative Market Analysis) is one of the most commonly used tools in preparing a home’s valuation. It takes into account the comparables or recently sold properties in the area that are close in size and style to your home.

The sold listings have a large influence on your property’s price. It says how much buyers are willing to pay for the property.

Another consideration in preparing the CMA is the active listings. This is the list of currently available homes for sale in your area. It’s a great way to check how much your competition prices itself so you can adjust your pricing accordingly. 

Aside from these two, the following are few of the other considerations included in a valuation.

1. Location. Yes, it may be a waterfront property, but how far is it from the water? Is the water easily accessible? These are some of the questions that you must look at when thinking of location.

2. What type of waterfront is it? Connecticut has over 3,000 ponds, lakes, and reservoirs, not to mention 96 miles of coastline. What type of waterfront do you have? There is no particular price set to add to a specific waterfront, but its kind and size will have an impact on your property’s price.

3. Waterfront visibility. While your home may indeed be a waterfront, how visible is the waterline from the property? Do you have a clear, large frontage or is the view blocked by trees and undergrowth? Generally, the clearer and larger the frontage, the higher the price.

There are many things to factor in a valuation to get to the right listing price of your CT real estate waterfront property. 

Other factors that can affect the value of your home

Aside from the one’s mentioned above, there are other factors that can affect the value of your property.

A friendly, peaceful and clean neighborhood can greatly affect the value of your home. Remember, the value of your home is how much people would want to pay for it. Everyone is looking for a quiet place where they can relax, feel secured and live comfortably.

It is true that first impression lasts. Also, first impression greatly affects how people perceives your home. That is why it is important that you give enough attention to your curb appeal. 

Make sure that you trim your plants, pick out unwanted weeds, and clean any fallen leaves. Clean the exterior of your house and repaint it with neutral colors. Make sure that your house is not an eyesore. Make it as pleasant to the eyes as possible.

Of course, the size of your property will greatly affect the value of your house. How many rooms do you have? How many bathrooms? How big is the kitchen? Is there a separate dining area?

Speaking of location, most families looking for a new home wants a property that is near schools or at least where schools are easily accessible. In line with this, accessible public transport is also a plus.

Other factors to consider

There are other factors that can affect the value of your home which are out of your control. 

For instance, when the economy is going down, no one would want to spend that much for real estate. On another note, mortgage rates can also affect the mindset of the buyers. When the interest rate is too high, buyers will think that its going to be a great burden for them. After all, paying for mortgage is a huge financial commitment.

The time of the year also affects the value of your home. There are certain months when homes sell better compared to other months. If you are planning to sell your house and you want to know how much you can sell it for, it would be wise to choose the right time of the year. Usually, people would not want to move during the holidays or at the start of the school year. Therefore, if you want to sell your house for a higher value, you should avoid these times of the year.

Consider the demand and supply

Let us say you need to know the value of your home because you wanted to sell it in the future. The main objective is to get the highest value as possible. Now, the value of your home may also depend on the demand and supply during the time of selling. 

If there are a lot of competition in the market, you do not expect to raise the value of your house. If you really want to get a higher value for your home, you should wait until the demand increases. This means you should wait until the number of interested buyers increase and there are lesser homes for sale in the market.

Check your neighborhood

To find the approximate value of your home, you should consider checking the homes sold in and near your area. Check how much these properties were sold. By doing so, you will be able to estimate how much buyers are willing to pay for your house.

If you want to get a better idea of how much your home is worth, it is best to consult an expert real estate agent in your area. The real estate agent can help create an ideal price list for you by evaluating and analyzing all the factors mentioned above.

Other alternative

You may also check some free online tools to check the estimated value of your home.

These online tools usually make use of free public records such as the type of home, when the home was built, number of rooms, bedrooms and bathrooms, square footage of the home and the lot, heating and cooling systems, number of parking spots and how much the previous owner/s paid for the house.

Although these online tools can help you get an estimate of the value of your home, they are not accurate. This is because they only depend on how much public records are available on the internet.

To ensure that you get a more accurate value for your home, it is best to check with an experienced real estate agent. Discuss the following questions with your agent:

Is my house value trending up or down?

Compared to other houses for sale in the neighborhood or zip code, how does my home value cmpare to them?

How does my home value compare to other houses for sale in other zip codes near my neighborhood?

What is the present market temperature? Is it a hot time to sell or a cold time to sell?

These information will help your real estate agent to set the right price for your home in case you want to sell in the future.

Are you ready to have your property assessed? 

Call me, Deborah Laemmerhirt, at 203-994-4297. As one of Connecticut’s preeminent waterfront real estate professionals, let me help find out your home’s value.

In case you cannot view this video here, please click the link below to view CT Waterfront Home Value on my YouTube channel: https://youtu.be/cChvTYiBpy4

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Choose Connecticut

Connecticut is a beautiful place with many picturesque views wherever you go. It has various bodies of water that offer a serene, peaceful view that is truly relaxing and invigorating.

It is also known as the constitution state and famous for its huge mansions and old money. It is also the home of the famous Yale University.

This state offers 96 miles of coastline and over 30,000 lakes, ponds, and reservoirs across its vicinity. It offers various water activities for you to enjoy. Activities available in the area include sailing, swimming, kayaking, paddleboarding, fishing, and more. Whether you are after the magnificent views or the wide range of activities that the state offers, you will never run out of reasons to love Connecticut.

Due to the state’s natural beauty and the adventures it offers to its residents, it’s not surprising that more and more people are flocking to this locality, seeking to own a piece of CT waterfront real estate.

Connecticut homes for sale offer just about everything that home buyers are looking for in a property. Whether you are looking for a main home or a secluded lakefront vacation home, Connecticut waterfront real estate has something for you.

It’s a piece of heaven on earth

No matter what the season is, Connecticut is truly magnificent. It allows you to marvel in the beauty of nature and take pleasure in the comforts of city living.

The waterside views and lighthouses in this state are simply amazing and one of a kind. During fall, the roadside turns into a wonderful foliage of stunning colors that is Instagram-worthy. It literally looks like a postcard!

Spring is a much-awaited season here. Just look at the vibrant color of the trees that outlines the mountains. They are marvelous and truly breathtaking. Also, the Cherry Blossoms that line the streets in New Haven, CT is a must-see. The wonderful nature of Connecticut is truly something to marvel upon.

Come winter, Connecticut transforms into a winter wonderland. The frozen lakes and ponds, snow on trees and rooftops, and icy winds give off a Christmas is in the air vibe.

Without a doubt, Connecticut is a beautiful place no matter what the season is, not to mention the vintage constructions in its quaint neighborhoods. There are a number of landmarks here including the Connecticut State Capitol Building.

Of course, who can forget about the fictional town in Gilmore Girls? It’s based here in Connecticut. In addition, CT is also the home of various famous universities and colleges such as Yale University, Wesleyan, University of Connecticut, and Connecticut College.

As can be seen, Connecticut is definitely the place where you can settle and enjoy your life the way you intend to.

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What kind of Connecticut waterfront property are you looking for? 

Connecticut has many shorelines and lakeside communities. Each of them offers unique attributes and amenities. CT river homes for sale may be different from CT shoreline homes for sale. Even so, you will never regret buying any of these properties because they are unique in their own ways. 

The following neighborhoods are just some of the many you can choose from.

Candlewood Lake

Are you looking for a lakeside community where you can enjoy your favorite water sports and activities, but still be in proximity to the city? Candlewood Lake is a great option for you. Many people like this lake because it’s just the right lake size to have fun.  Also, it borders five different towns so you can visit different places at any time.

Candlewood Lake is a popular destination for tourists from everywhere. This man-made lake is used for recreation all year-round. You will find recreational facilities, tourist resorts, golf courses, and marinas along its shoreline. Most New Yorkers consider Candlewood Lake as their second home due to the many recreational activities you can do here such as swimming, boating, fishing, and golfing among others.

It is the largest manmade lake in the county and it is home to various private beaches such as the Candlewood Lake Club, Lynn Deming Park, and Millstone Ridge. Along its shores are some of the most expensive real estate properties you can find in the region.

Darien

Do you prefer a luxury community? Most waterfront communities in Connecticut have several listings, but Darien has the longest list of million-dollar homes. This is not a surprise considering that Darien is the nation’s wealthiest community according to Consumer Advocate. Coveted high-end properties dot the coastline of Darien, so you’ll definitely find the luxurious lifestyle you want in this community.

This town in Fairfield County is also ranked number 2 on CNN Money’s top-earning towns in the US as of 2010. This only goes to show that Darien is a place of luxury and wealth.

In this town alone, there are 11 parks for you to enjoy. It also boasts two public beaches, the Weed Beach and Pear Tree Point Beach. It has three country clubs: Country Club of Darien, Wee Burn Country Club, and Woodway Country Club. Wee Burn Country Club is the first organized golf club in CT. They also have a hunt club and a yacht club.

Considering the wealth of Darien, it is no surprise that they have various private membership clubs. Alongside those, Darien also boasts of good schools such as the Darien High School which ranked number 1 in U.S. News Best High Schools in Connecticut for 2019.

Lillinonah

Perhaps you prefer a place with fewer homes so you can enjoy privacy and retreat? Lake Lillinonah community is a perfect choice. A light residential area and surrounded mostly by wooded areas, peace and serenity abound in this neighborhood.

This 14 mile long man-made lake reaches 6 different towns such as the Bridgewater, Brookfield, Newton, New Milford, Southbury and Roxbury. The best way to enjoy the lake’s beauty is to travel its length by boat. 

This community is less populated so much of its shoreline remains untouched. If you desire to live in a quiet place, away from the hustle and bustle of big cities, this community is the best for you.

Lake Zoar

How about owning a right to the center of the lake? If this sounds great for you, the community of Lake Zoar is where you should be.  Unlike other lakes, lakefront properties on this community own their shoreline right to the center of the lake! You can build a house on the shoreline and create a great dock and pier system so you can fish and enjoy your water sports anytime.

Lake Zoar offers a wonderful shoreline outlined with forest. It’s a great place for kayaking, canoeing, boating, and fishing. Its wooded shoreline adds to its serenity and relaxing atmosphere. Owning a property in a place like this is a dream come true to most people.

Westport

Another community you can not miss is the affluent neighborhood of Westport. Located in lower Fairfield County commonly referred to as the Gold Coast, Westport offers direct waterfront properties. Enjoy living just a few steps to the beach in one of the safest communities you can ever live.  

It is one of the richest towns in Connecticut and is only 52 miles northeast of New York. Traveling from town to city is made easy by taking the New Haven Line by Metro North Railroad which serves Stamford and the New York City Grand Central Terminal.

Prices and home features

With its reputation as one of the country’s wealthiest states with plenty of old money residents, expect a Connecticut waterfront property to be quite pricey. 

The price range differs in each neighborhood but you’ll find that there are many waterfront locations that offer a good price range, from the affordable to the million-dollar homes. All things considered, people choose to live in CT because of the high quality of living in the area. Moreover, in this community, education, health, and income are way above the US average. 

The homes in this community are built in various architectural styles which reflect their owners’ elegant tastes. When you choose to live in any of Connecticut’s waterfront residences, you will be enjoying the sweeping water views and lush foliage. Not only that, you will also get to pleasure in spacious homes with the best amenities, high level of comfort, and high-end appliances.  All these are yours in any of Connecticut’s waterfront properties.

Looking for a Connecticut waterfront property? Call me, Deborah Laemmerhirt, at 203-994-4297. As a long-time resident and one of Connecticut’s premier Realtors®, let me make your real estate transaction smooth, easy and hassle-free.

In case you can not view this video here, please click the link below to view CT Waterfront Real Estate on my YouTube channel: https://youtu.be/-ViyiSdW8BA

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